Visa is a global payments technology company that enables fast, secure and reliable electronic payments across more than 200 counties and territories. We facilitate global commerce through the transfer of value and information among a global network of consumers, merchants, financial institutions, businesses, strategic partners and government entities. Our advanced transaction processing network, VisaNet, enables authorization, clearing and settlement of payment transactions, and allows us to provide our financial institution and merchant clients a wide range of products, platforms and value-added services.