ONPEX is a global provider of modular payment and banking solutions. The Luxembourg-regulated Payment Institution combines multi-currency IBAN accounts, FX, global SWIFT and local SEPA transfers, and ePayments into one easy-to-use cloud-based platform. All ONPEX’ services are available via API and web UI with optional white-label capability, enabling digital businesses to offer their own financial services to drive their customers’ success. Benefiting from ONPEX’ infrastructure, financial institutions, as well as non-regulated businesses expand and simplify their financial services with tailored payment processing and banking. The ONPEX solution is an in-house developed platform and serves to address the needs of digital businesses offering maximum flexibility while ensuring PSD2 and PCI-DSS compliance. The state-of-the-art platform can be configured for almost any use case involving global and local transfers of currencies. Founded in 2013, ONPEX persistently strives to add simplicity, transparency, and automation to the banking and payments industry. ONPEX’ team is over 40 strong with staff serving entities in Luxembourg, Munich and Hong Kong.