In a changing world, the banks who will survive are not the strongest but the most adaptable to change. Today everything about this market is evolving; consumer expectations keep rising, technology improves hourly, new tech-savvy entrants emerge from everywhere, and new regulations challenge banks to stay relevant in the eyes of customers. Founded in 2016 by a group of bank developers and systems integrators who ushered in European mobile banking, Epiphany brings to market a full-stack digital banking platform. Comprised of a rich set of micro-services, and a catalogue of ready-to-use apps, this platform aims at enhancing and extending core banking systems into the new and complex world of open banking. The Epiphany Digital Banking Platform and related services support banks, system integrators, service providers and Fintechs, including certified TPPs, with a comprehensive, ready-made digital platform, that fully enables accelerated time to market for new services, or complements any PSD2 or Open Banking stack and/or strategy already in place. The platform helps banks bridge from non-revenue generating PSD2 investments, into a full Open Banking, revenue-generating stack, enabling the delivery of new and accretive services, through engaging, high-value, human experiences,today.