Payal combines her legal education and extensive compliance experience to build 'best-in-class' anti-financial crime programmes for clients and is focused on enabling innovative business whilst balancing risk and regulatory demands. She brings over 14 years of experience in financial services across multiple regions, focusing recently on FinTech and crypto. She has led engagements with regulators on new business models and has worked with a wide range of organisations globally on international best practices. Payal leads the FINTRAIL business in the Asia region.